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MassMutual
The Guardian Life Insurance Company of America
The Standard Insurance Company
Principal Financial Group
Illinois Mutual
BannerLife
Genworth
Insurance For Professionals, Business Owners and Self-Employed
We search the marketplace for the best plan at the best price.
We Can Insure
Accountants
Attorneys
CFA & CFP
Computer Engineers
Consultants
CRNA
Dentists
Engineers
IT Professionals
Nurse Practitioner
Physicians
Physician's Assistant
Systems Analysts
Home Based Business
Self-Employed



Insurance Professionals for over 30 years
We Represent All the Major Carriers

Disability Insurance
Quote Request


What We Can Offer You
  • Quick response within 24 hours - GUARANTEED!
  • 3 Competitive Quotes Prepared
  • Honest Advice
  • We're independent agents - we work for you!
  • SAVE TIME - CALL US!
Disability Quote
Life Insurance Quote


Save Two Weeks Time
Applications now accepted by SCAN or FAX.

New! Simplified Issue
Do you qualify? Ask us.
Available for those in great health.
Ages 18 to 60
Up to $5,000 per month
No exam, financials or medical records needed.
48 hour turnaround
Disability Insurance
  • Coverage for virtually all occupations
  • Own Occupation (Occupation Specific) Plans
  • First Day Accident Coverage
    • Professional Disability Insurance
    • Office Overhead Disability Insurance
    • Buy-Sell Disability Insuance
  • Less than one year in business
  • Coverage up to $30,000 per month
We have carriers who can offer Spousal Discounts and Group Discounts.

Coverage is available for the following medical conditions:
  • Angioplasty / Bypass Surgery
  • Cancer
  • Coronary Artery Disease
  • Anxiety or Depression
  • Hypertension (under control)
Did you know that about 48% of home foreclosures are due to a disability, but only 3% are due to death?

Why? Because most people have a life insurance policy, but most don't have a disability policy. Disability Insurance protects your most valuable asset - YOUR INCOME!
Fact: Social Security won't protect you. They reject 70% of those who apply for disability income!

Fact: One out of 5 Americans will suffer a disability of at least one year before age 65! You probably know several people who were out of work for an extended period of time due to an accident or sickness. A disability income policy covers you for both.
Our agency represents the finest disability insurance carriers in America. Blue Collar? Impaired Risk? Recently Rejected? We can help. We'll provide you with a perfect fit for your needs and situation. Low cost coverage is available for those of modest means.

Apply for a Disability Quote Now!


Life Insurance

Looking to insure your mortgage? You may need more than that to protect your family. Use our Needs Calculator and buy the right amount of coverage.

Most people buy term insurance for low cost protection. We represent the best low cost term life companies in America. You may find that Whole Life or Universal Life Insurance is a better policy for you. If you're not sure, just let us know when you complete the quote form.

You may want to use our Needs Calculator before you decide how much coverage is sufficient.

Save 30% to 70% on Low Cost Life Insurance


Apply for a Life Insurance Quote Now!
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Dean A. Schachter, CLU, ChFC CA Insurance License #0E02343

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